Move money at the speed of you.
One wallet for transfers, dollar cards, bills and crypto — fast, secure, and built for the way you actually spend.
Hi, Tunde 👋
Welcome back to ElevatePay
₦248,500.00
Virtual USD card
$120.00
60s
Average signup time
₦0
Hidden fees, ever
24/7
Always-on payments
4
Cryptocurrencies supported
A full financial toolkit in your pocket.
No more juggling apps. ElevatePay brings spending, saving, bills and crypto together — designed for Nigeria, not bolted on.
Instant transfers
Send to any Nigerian bank or ElevatePay user in seconds — free, 24/7, with instant receipts.
Virtual dollar cards
Create NGN & USD virtual cards for online shopping and subscriptions. Freeze or fund anytime.
Pay every bill
Airtime, data, electricity, cable TV and internet — settled instantly from one balance.
Buy & hold crypto
Buy, sell and store USDT, USDC, ETH and TRX safely with licensed custodial partners.
Bank-grade security
Argon2id-hashed credentials, 2FA, biometric unlock and encrypted card data by default.
Verified in minutes
Tiered KYC with BVN & NIN unlocks higher limits without leaving the app.
Built for the naira and the dollar.
Hold NGN and USD side by side, get a dedicated account number for instant funding, and spend globally with virtual cards — no hidden FX games.
- Dedicated NGN account number. Fund your wallet by transfer from any bank.
- Real exchange rates. Convert between NGN and USD transparently.
- Spend anywhere online. Virtual cards that work with global merchants.
🇳🇬 NGN
Primary wallet
🇺🇸 USD
Spend globally
Up and running in three steps.
Create your account
Sign up with your phone number and verify your identity in a few taps.
Fund your wallet
Add money by bank transfer to your dedicated NGN account number.
Start moving money
Send, spend, pay bills, create cards and buy crypto — all in one place.
Your money, leveled up.
Join thousands moving money smarter across Nigeria. Download ElevatePay and open your wallet in minutes.